No one’s life is perfect and I’m certainly claiming mine is worse than yours. I’m simply sharing what is causing me a great deal of stress.
Being an Autism parent is stressful enough on the best of days and unfortunately, there aren’t too many the best of days. Between lack of sleep and the demands of three special needs children, life can feel unfairly challenging.
Ironically though, what tends to stress me out the most are the things that could be considered everyday problems.
Things like dealing with my mortgage company selling the mortgage to another mortgage company how is a nightmare to work with. I’ve been trying to make a payment for two months now and they keep screwing it up. I’ve authorized payment 4 different times in November and the last time, they typed the account numbers wrong. There have been times where I struggle to make my payments but when I’m trying to make my payments on time and I can’t because of incompetency. That stresses me out.
I just got another collections call from them again today and they were suppose to cash a check yesterday. It can be a bit much, especially when I’m getting foreclosure letters. The company isn’t local so I can hand deliver anything either. The money has been in the back for almost 3 months now. Ahhhhhhhhh!!!!
Poor Maggie. Our 10 or 11 year old English Staffy started to show her age recently. I don’t think she can hear anything anymore. She losing her vision and sense of smell as well. She’s still very active, so you can imagine how that can be difficult to manage.
She’s struggling with this and now all of a sudden, she’s licking everything. She’s licking the floor, the walls, the couch, all of us and anything else she can get her tongue on…
I’m trying to finish up Christmas preparations but I’ve taken a pretty big financial hit already this month. One of my jobs fell through and that income has been lost. It’s survivable but stressful nonetheless.
There’s just a shit ton of things going on and going wrong. It can feel overwhelming at times and today is one of those times.
Things will get better and I’m sure everything will work out in the end. This is just the reality of my life. Things will probably never be easy but it’s my life and despite the challenges, I’m grateful to have it. All I can do is make the best of what I’ve been blessed with.. ☺
I have never heard of Seterus so I looked them up and they seem to have an awful reputation. Did you get your welcome package? It won’t lessen your frustration, but you should keep EVERYTHING in regards to your communication with them. If you mail anything get a signature with a return receipt and when you speak to them on the phone make sure you take detailed notes about the conversation and make sure you get the names of the people you spoke with. That will be your best line of defense if it comes down to a foreclosure issue and lawyers get involved. Follow-up… is the loan in your name? I remember you saying that you own the house by a Land Installment Contract and here you can’t borrow money without fee simple ownership; you generally pay the loan that is in the fee owner’s name. If the loan is in their name, might help to have them call.
Question- who is the new mortgage company? I was in the real estate and mortgage industry and I might be able to dig up a number for you to try and get through to someone. Second thing- Maggie might be bored or under stress or having anxiety. I’d be curious if the licking started before or after your trip to Florida. Her kennel stay would have been a significant enough event to create anxiety in her since she had never been away from you prior to that.
The company is called Seterus but I don’t know own a great deal about them. As for Maggie, I was thinking the same thing. She’s been like this since we went to Florida. I was concerned about kennel in her because of her history. She sat in a kennel at the Humane Society for almost 2 years before we adopted her. Before that, she was rescued from a fighting ring. She’s got some baggage.
She’s always been really anxious when we leave the house. When we get home, she is beyond excited to know we returned. The 10.days in the kennel were probably pretty rough for her in that regard..
I have never heard of Seterus so I looked them up and they seem to have an awful reputation. Did you get your welcome package? It won’t lessen your frustration, but you should keep EVERYTHING in regards to your communication with them. If you mail anything get a signature with a return receipt and when you speak to them on the phone make sure you take detailed notes about the conversation and make sure you get the names of the people you spoke with. That will be your best line of defense if it comes down to a foreclosure issue and lawyers get involved. Follow-up… is the loan in your name? I remember you saying that you own the house by a Land Installment Contract and here you can’t borrow money without fee simple ownership; you generally pay the loan that is in the fee owner’s name. If the loan is in their name, might help to have them call.
Question- who is the new mortgage company? I was in the real estate and mortgage industry and I might be able to dig up a number for you to try and get through to someone. Second thing- Maggie might be bored or under stress or having anxiety. I’d be curious if the licking started before or after your trip to Florida. Her kennel stay would have been a significant enough event to create anxiety in her since she had never been away from you prior to that.
The company is called Seterus but I don’t know own a great deal about them. As for Maggie, I was thinking the same thing. She’s been like this since we went to Florida. I was concerned about kennel in her because of her history. She sat in a kennel at the Humane Society for almost 2 years before we adopted her. Before that, she was rescued from a fighting ring. She’s got some baggage.
She’s always been really anxious when we leave the house. When we get home, she is beyond excited to know we returned. The 10.days in the kennel were probably pretty rough for her in that regard..
I have never heard of Seterus so I looked them up and they seem to have an awful reputation. Did you get your welcome package? It won’t lessen your frustration, but you should keep EVERYTHING in regards to your communication with them. If you mail anything get a signature with a return receipt and when you speak to them on the phone make sure you take detailed notes about the conversation and make sure you get the names of the people you spoke with. That will be your best line of defense if it comes down to a foreclosure issue and lawyers get involved. Follow-up… is the loan in your name? I remember you saying that you own the house by a Land Installment Contract and here you can’t borrow money without fee simple ownership; you generally pay the loan that is in the fee owner’s name. If the loan is in their name, might help to have them call.
Question- who is the new mortgage company? I was in the real estate and mortgage industry and I might be able to dig up a number for you to try and get through to someone. Second thing- Maggie might be bored or under stress or having anxiety. I’d be curious if the licking started before or after your trip to Florida. Her kennel stay would have been a significant enough event to create anxiety in her since she had never been away from you prior to that.
The company is called Seterus but I don’t know own a great deal about them. As for Maggie, I was thinking the same thing. She’s been like this since we went to Florida. I was concerned about kennel in her because of her history. She sat in a kennel at the Humane Society for almost 2 years before we adopted her. Before that, she was rescued from a fighting ring. She’s got some baggage.
She’s always been really anxious when we leave the house. When we get home, she is beyond excited to know we returned. The 10.days in the kennel were probably pretty rough for her in that regard..