Home Mortgage Options Comparison

When you are planning to retire or already retired, there is one major obstacle to overcome. That obstacle is money, or more to the point lack of money. When your income drops as a result of hanging up your work attire permanently, you need a way to get some cash flowing in again. As a homeowner, you have one obvious option. You can take out a home mortgage. What you might not know is your mortgage options expand to include reverse mortgages when you reach age 62. The Basics of the Reverse Mortgage Solution A reverse mortgage can best be summed up as a mortgage that pays you. Instead of receiving ongoing mortgage bills, you pay the money back when you can. In fact, sometimes you can receive reverse mortgage…

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I took the kids clothes shopping tonight

The boys and I have had a long day. After school, we were getting some things done around the house before I took them to therapy. Therapy went pretty well and while it did get pretty emotional for a bit, everyone did well. I took the kids out clothes shopping because everyone has outgrown a lot of their clothes. Elliott and Gavin both needed new shoes and I need way more than I got for myself, but it's a start. This shopping trip was so expensive but it was necessary, whether we went to Florida or not. We're just at that stage where everyone is growing out of their stuff. I still need to get Emmett a few shirts and a few more for myself. I think Elliott is good…

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Did you know caffeine hits kids with #ADHD differently?

We all know that kids with ADHD respond differently to stimulants. That's why medications like Adderall help to calm them down and help them focus. That's pretty common knowledge. Did you know that this applies to caffine as well? Emmett is very much living the ADHD life style and it can be frustratingly difficult to manage. I have found that in a pinch, or the absence of medication, coffee works amazingly well. I asked his doctor about it cause I wanted to learn more and while they don't necessarily endorse giving a child coffee, it does work. It's not like he drinks alot of coffee but on occasion I'll let him order some and it really helps to calm him down. His mom is the poster child for Adult ADHD…

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I really miss my morning walks

I cannot wait to get back to walking every day. Since Emmett has been struggling with school, getting out to the park has proven challening. I miss the sense of peace I find while out in nature and it's a big part of how I manage my stress and depression. I'm really hoping that this trip hits the reset button for us and we come home in a better place. I don't expect it to be perfect but the change of environment should be good for all of us. Giving back is always a positive thing and I want the kids to gain a little perspective. No matter how bad we may feel or how difficult our lives can get, there are always people out there struggling with more. Anyway,…

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I love the way my kid thinks

Emmett has found something new to amuse himself with and it's the oddest thing. A few years ago, I received a ton of odd products to review. They were sorta random and in this bunch of random products was a really tiny scale. I'm not sure exactly what it's meant for but I always envisioned a Breaking Bad kinda scenario. Truth be told, when I was coming off Paxil and need very specific amounts of medication, the easiest way to achieve that was to crush the pills and weigh the powder, to ensure I got the correct amount. It's been in a drawer ever since. Emmett discovered it the other day and it caught his eye because he liked the nice little leather case it was inside. When he figured…

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An update on my #Depression management

I wanted to make a quick update on my current methods of managing my depression. It occurred to me that I haven't updated in awhile and since I have therapy is a few hours, I thought it would be a good time. At the end of the day, I'm doing okay. Things could always be better but they could absolutely be worse. I'm holding my own. Currently, I'm in therapy, taking meds and focusing on selfcare. One of the the things that I'm contemplating looking into CBD again. I've used it in the past and they did help, especially with my anxiety. I checked with my doctor first and it worked out well for me. There is a lot of science behind it but everyone is different. There are a…

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My kids request for our future mancave

So the boys have made a request for the future man cave. They want to be able to hangout there with their friends and play video games. I don't have an iddue with that at all. I love the idea of them being more social and if that helps, more power to them. What I'd like to do is get a gaming chair that they can sit in. I forget where they used one but they really liked it. They are super comfortable and designed for gamers. Again, this is a wishlist kinda thing but I feel like it's basically doable at some point. I did look at Anda Seat, to get an idea of what I'm looking at. It's not going to happen tomorrow but perhaps in the very…

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