No big deal right? I turned those over and they successfully verified my income but a problem arose. I was financing this car on my own but the bank account was still in both of our names. Because I’m self-employed and financing the car alone, they have to divide the verified income half, even though it’s entirely mine.
That was the downfall. Unfortunately, there’s no quick fix for that. They need me to show them the exact same income for three months, but in a bank account solely belonging to me.
I’ve already moved everything around and approval won’t be a problem in another three months. I was praying that I would be able to make it until then. That proved not to be the case tonight.
To be completely honest, as bad as this is, we’re so incredibly lucky. The line broke and the brakes went out on the second press of the brake pedal. If I hadn’t moved the car and just picked the kids up, the second press of the pedal would have been at a very busy intersection. As bad as this is, and it’s very bad, that would have been so much worse. At least this way, no one was hurt.
That’s my silver lining right now.
I’m barely hanging on and I don’t know what I’m going to do. The kids are in way over their heads right now and there’s no way to make this any easier for them.
I don’t know when I’ve been this stressed out before and I don’t know how we’re gonna make it through this one. We have so many out of town appointments and I have to put as many of them on hold right now as I can, beginning with this Friday.
Gavin and I are going to gut our belongings from the car tomorrow and I’ll have it towed to the scrap yard. They’re going to give me about $300 for it and it will be done.
That will basically put back into the bank what it cost to put our ferret down today. Fuck. I haven’t really even had a chance to talk about that with the kids and answer any questions they might have about what happened to Lemme. Everyone has been too preoccupied with the car.
I’m going to sleep tonight, incredibly thankful that no one was hurt and that it happened the way it did this evening. It could have been so much worse. I’m also unsure of what’s next and how I’m going to get us out of this mess. It’s very safe to say that I’m not in a good place right now..
I’m sorry to hear what’s happened but I have to say I’m astounded your car was legally driveable. Do you have road worthy testing in the US??
It was drivable. The brake line blew. That happens. The car is just old and beyond repair at the point. It was getting serviced as needed but there’s no point fixing it this time. It’s far too expensive. As for road worthy testing, we don’t have anything like that locally. It might be different in other states though.
Thanks for replying. Is public transport an option in the short term?
Unfortunately, no… I have short term solutions. As I said yesterday, I have overcome the biggest obstacle and that was financing. I just need to come up with the down-payment. I’m super excited that I’m making progress. Thanks for the question.. ☺
What a helluva day. Thank goodness it happened the way it did and noone was hurt. Could you parents or a family member co-sign a loan for you for now and then when you qualify on your own you could have their name removed?
You must be new to the autism dads story. His family would have to be brain dead to co-sign a loan for him. He has ruined his Uncle and Aunts credit by not paying his house mortgage on time. Rob likes to have the latest electronics and family movie nights and leave the bills until last. He has spent entire summers with no hot water because he couldn’t be bothered to pay the gas bill, yet somehow has internet and premium cable channels to watch on his enormous tv.
PinkiePie, I hope you’re not a parent, and if you are I’m guessing you’ve alienated your kids and are desperately jealous of the love and patience and energy and humility Rob has as he manages his family. There’s some f*cked up reason you’re following and criticizing someone you clearly don’t understand. But you’re just embarrassing yourself and revealing your own idiocy and misery.
Cindy,
Good news is that I secured financing and I did it on my own. I’m almost there, just one last obstacle.. ☺
Maybe a go fund me page?
Personally I believe that Lizze should be helping you with some sort of financial support. IMO you don’t just get to walk away from 3 children – two of them minors – and not assist with the everyday cost of raising those kids. Yes she has multiple disabilities – but so do her children, and at this point it’s obvious that you too have some physical as well as other issues. Surely she has some kind of social assistance, and as it seems she’s living comfortably with her family and not in financial need. Even $200 to $300 a month would enable you to obtain a reasonable vehicle so that you can continue to properly look after her children.
I agree. It seems unreasonable that all the burden is on Rob.
Is there anyone in your family who can loan you a car or drive you places temporarily? Maybe Lizze and her family could step up to help?