Once upon a time, I had a really good job,great insurance and A+ credit.
One day, this thing called life happened.
Before I know it, I suffered a life altering and career ending back injury. I was neck deep in a legal battle to protect Gavin from his abusive father and paternal grandmother, that would eventually bankrupt us. Lizze's health began to fail and all three of our kids would soon be diagnosed with having #Autism.
While we were down, things like our van being stolen would occur, forcing us to buy a new one that we ultimately couldn't afford. Blah Blah Blah
Fast forward to the present day and I'll be fielding what feels like a constant stream of phone calls demanding money for things that I can't pay for at the moment.
Of course, I owe the money and I take responsibility for that. I just wish that when I talked to one agent on Monday and explain what's going on, that I wouldn't get a call from the same company via another rep.
They always ask me if I can just borrow the money from someone. It's like, holy hell, why hadn't I thought of that. If only I had thought about that earlier, I wouldn't be behind on the mortgage or anything else. Really?
I realize I sound like I'm just complaining and I suppose I am. However, it's my blog and sometimes, I just need to purge, especially after the conversation I had with a bill collector a few minutes ago, for the second time in the last few days.
I get that they have a job to do and I have responsibility. I also realize that they have probably heard every excuse in the book as to why people can't pay.
Having said that, we aren't just *not paying*. I would if I could and do when I can. I just wish there was a better way. A better way for every family out there struggling, especially those dealing with special needs children.
I suppose this will lead me to my question of you.
If your family is struggling, do you find that people are understanding or do they dismiss you and demand their money? Are there any companies in particular that seem to be better than others?
I do know that it's always better to call them before they have to call you.
